Privacy Policy

Document effective June 8, 2017

Last updated 8/19/19

This privacy policy summarizes the various ways that Center, or other applicable affiliated and related companies (“Center ID,” “we” or “us”) use the information you provide to us or we gather from you during application, approval, onboarding, or while you access or use our web application, our mobile applications or payment card and services. We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising the date at the top of this policy, and in some cases, we may provide you with additional notice (such as by adding a statement to the homepages of our website or mobile application or by sending you an email notification). We encourage you to review the Privacy Policy whenever you interact with us to stay informed about our information practices and the ways you can help protect your privacy.


Categories of Non-Public Personal Information

Information You Provide to Us

We collect nonpublic personal information you provide to us when you apply for a Center account or when you communicate with us about your Center account. The types of information we may collect include your company name, tax ID, full physical address, nature of business, phone number, website, corporate formation date, state and city of incorporation, date operation began or number of years in business, bank account information, and email address. In addition, information we may collect from the authorized person requesting this account include full legal name, date of birth, social security number or tax ID number, full legal address. We may also collect full legal names for each employee/cardholder and any other information you choose to provide.

Information About Your Transactions With Us

As you or your employees use the Center account to perform financial transactions, we collect nonpublic personal information in connection with each transaction, including transaction time, dollar amount, spend category, location, and merchant details. We may also collect memos or other information that you attach to your transactions.

Information From Other Sources

When you create a Center account, we may collect information, including nonpublic personal information, about you from nonaffiliated third party service providers in order to verify your identity and for fraud prevention, including your prior addresses and names, and may confirm incorporation information with state agencies.

Other Information We Collect

In the course of use, we may also collect information on customer provided budget information as well as changes in that budget or individual budgets. We may also use GPS (global positioning systems) in use by your phone to locate you so we may verify your location for fraud reduction purposes.


We use personal information collected for purposes described in this Policy or disclosed to you on our Sites or in connection with our services. For example, we may use your information to:

  • operate and improve our sites and services;
  • reduce incidents of fraud or for fraud scoring
  • generate recommendations based on your budget or estimated cash flow
  • respond to your comments and questions and provide customer service;
  • communicate with you about the performance of our product or need to replace your CenterCard.
  • internal research, analytic or internal marketing purposes
  • in response to a subpoena or other legal process by a governmental entity or third party if otherwise required by law
  • improving and building features and services you or other users might want


We have designed policies and procedures to protect both your confidentiality and the security of your information, including your nonpublic personal information. We store and process your personal information using third party servers located in secure data centers in the United States. These centers are protected by physical, electronic, and procedural safeguards in compliance with applicable federal and state regulations. Additionally, Center uses firewalls and data encryption. We also enforce tight restrictions on physical access to our office and files and limit digital access to sensitive data in order to ensure that only those employees who require the access to fulfill their job responsibilities actually have it. Despite Center’s efforts to keep your information secure, we cannot guarantee the security of your information. As a result, we strongly encourage you to take action to protect your personal data and any device you use to access the CenterCard and our cloud and mobile applications. In the unlikely event that we come to learn that either our system or your account specifically has suffered a security breach, we may attempt to notify you electronically so that you can take appropriate protective steps, by email, text message, phone call, a notice on the Center website, or any other way, depending on the requirements of applicable law.


If you have any questions about this Policy or to file any complaint regarding this Policy, please contact us at the following address:

Compliance Officer
P.O. Box 3387
Bellevue, WA 98009